Privacy Policy

1. Introduction

ExpenseTracker ("we," "us," or "our") operates the ExpenseTracker application. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our application.

2. Information We Collect

We collect information you voluntarily provide, including:

• Account registration information (email, password)
• Expense data (amounts, descriptions, dates, categories)
• Monthly goals and salary information
• Voice input transcriptions (processed client-side)
• Usage analytics and device information

3. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our services
• Process and track your expenses
• Generate financial insights and reports
• Send service-related announcements
• Monitor and analyze usage trends
• Prevent fraud and ensure security

4. Data Security

We implement industry-standard security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. Your data is encrypted in transit and at rest using modern encryption protocols.

5. Voice Data & Privacy

When you use our voice input feature:

• Voice recording is processed entirely on your device using Web Speech API
• Only the text transcription is sent to our servers
• Raw audio files are never stored or transmitted
• You can review and edit transcriptions before submission

6. Third-Party Services

We may use third-party service providers to assist us in operating our application and conducting our business, subject to their own privacy policies. We do not share your personal financial data with third parties for marketing purposes.

7. Data Retention

We retain your personal data for as long as necessary to provide our services and comply with legal obligations. You can request deletion of your account and associated data at any time by contacting us.

8. Your Rights

Depending on your location, you may have rights regarding your personal data, including:

• Right to access your personal data
• Right to correct inaccurate data
• Right to delete your data
• Right to data portability
• Right to opt-out of certain processing

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date above.

10. Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact us at:

Email: privacy@thambaru.com